Receive cash payments to help manage the costs of a hospital stay.

Even with medical coverage, a hospital stay can lead to unexpected expenses and financial strain. MetLife Hospital Indemnity Insurance helps provide added financial support by paying benefits directly to you when you’re admitted to the hospital. Payments typically include a lump sum for hospital admission and daily benefits for each day of your stay, helping you manage out-of-pocket costs and everyday expenses while you recover.

Employees can enroll in the Voluntary Benefits when they are newly eligible, with a Qualifying Life Event, or during Annual Open Enrollment.

Employees must be actively at work on the effective date to enroll in coverage.

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The plan pays hospital benefits when an accident or illness puts you in the hospital for:

• Admission
• Confinement
• Confinement for Newborn Nursery Care
• Inpatient Rehab

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Plan Features

• Benefits are paid directly to you and can be used however you choose
• Coverage includes hospital admissions, stays, and intensive care
• Helps cover expenses like deductibles, copays, and daily living costs
• Benefits are paid regardless of any other insurance you may have
• Coverage is available for you and your eligible family members
• No medical exams or health questions required to enroll
• In addition to the base benefit, if a covered member is treated in a Catholic Health hospital, they will receive a supplemental benefit payment
• If you are a covered member under the Catholic Health Medical Plan, you may receive automatic payment for eligible claims

Additional plan details and rates will be provided during your enrollment session.

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Documents and Forms

Click here and then select Hospital Indemnity.

Hospital Product Video