Unexpected injuries can happen anytime—but the financial impact doesn’t have to catch you off guard.

Even with medical coverage, accidents can lead to out-of-pocket costs like deductibles, copays, and everyday expenses. MetLife Accident Insurance provides an added layer of financial protection by paying cash benefits directly to you after a covered injury—so you can focus on recovery, not your wallet.

Your benefit amount is based on the type of injury, its severity, and the treatment you receive.

Employees can enroll in the Voluntary Benefits when they are newly eligible, with a Qualifying Life Event, or during Annual Open Enrollment.

Employees must be actively at work on the effective date to enroll in coverage.

The plan pays benefits for a wide range of injuries and accident-related services, including:

• Fractures and dislocations
• Emergency care and hospitalization
• Outpatient and inpatient surgery
• Medical testing (X-rays, MRIs, CT scans)
• Follow-up care and therapy services
• Ambulance and transportation

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Plan Features:

• Benefits are paid directly to you for covered accidents—on or off the job
• Coverage is available for you and your eligible family members
• No health questions or medical exams required
• Coverage is portable, so you can keep it if you change jobs or retire
• If you are a covered member under the Catholic Health Medical Plan, you may receive automatic payment for eligible claims
• Health Screening Benefit provides a cash payment each year when a member completes an eligible preventive screening

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Health Screening Benefits

Taking care of your health can also earn you extra cash. With Accident Insurance, you and your covered family members may receive an annual Health Screening Benefit for completing eligible preventive tests.

Covered screenings may include routine checkups, blood tests, colonoscopies, and more.

Here’s an example of how it works

After completing a covered screening, you simply submit a claim with basic details about the provider and test. Once approved, you’ll receive a cash payment directly—typically within a few business days—making it easy to get rewarded for staying on top of your health.

Claiming your Health Screening Benefit is simple:

1. Submit a claim online or call 1-800-GET-MET8 (800-438-6388)

2. Provide a few details, including:

- Healthcare provider’s name, address, and phone number
- Type of screening/test and date completed
- Location where the screening was performed

3. Receive your payment directly (typically within a few business days after processing). Multiple claims for dependents can be submitted together.

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Documents and Forms

Click here and then select Accident Insurance.